cashe personal loan app

This screen is auto populated with your UPI ID if you have your Virtual Payment Address (VPA) registered with us. Apply for a loan today and enjoy a better Aditya Birla Housing Finance Ltd. HDFC Ltd. ICICI Home Finance. How soon can the money be transferred to my friend? The lenders reserve the right to recall, with due notice, any cash disbursed to Borrower for failure to disclose materially valuable information to determine your credit profile. The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in todays digital era. Personal Loan EMI Calculator. Navi. Why you should check your personal loan eligibility, How do lenders can determine your Personal Loan Eligibility, Reasons why personal loan application gets rejected, How to choose the best personal loan for you, How to get your personal loan approved in 2019, How to check your personal loan application status, What makes a Personal Loan the go-to solution for Instant Finance. The repayments can be done in 3 or 6 EMIs. Through nearest branch. India. SLQ assesses the credit profile of individuals based on a system that is much different from the traditional methods used by leading banks and NBFCs. This number appears incorrect / invalid. invest for growth. SLQ is independent of any bureau reports and generates its own scores based on the customers social behaviour data. Thus, it functions as a marriage loan, home renovation loan, education loan, medical loan, business start-up loan, car/house down payment loan, and so on. The CASHe BuddyTransfer is a unique feature where you can now authorize transfer of funds directly from your CASHe app to your friends or your family members in your phone contact list. Please write to support@cashe.co.in to submit a Complaint. Key features and benefits of CASHe app . The applicant should be salaried, self-employed, or a business professional. webengage.user.setAttribute("we_phone", "+91"+ event.detail.inputs[0].value); Get a Loan How to choose the best online loan app; Reasons to use Personal Loan Mobile App; How to apply for small loans in India; Reasons why personal loan application gets rejected; The security of your information is of the utmost importance to us. CASHe simplifies your borrowing experience by taking out the complexities involved in taking a loan. What is the Eligibility Criteria for Personal Loan? Repayment options are flexible as well. Paytm - Indias largest mobile e-commerce website is an ultimate destination for prompt Online Recharge, DTH, Data Card & Metro Card Recharge and Mobile Bill Payment for Airtel, Aircel, BSNL, Idea, MTNL, Vodafone & other operators for all the circles No, you will not get a loan if you dont qualify as per the internal credit rating criteria. Application and services are really good even with very low rate of interest one can avail loan and can repay but there are some issues to discussed below:1) If one pays any emi say I have two loans running one personal loan of having emi 1,791/- payable by 03rd and shopping loan 2,196/- payable by 02nd so now if I pay for the emi against personal loan but automatically the amount gets paid to shopping loan, if one wants to borrow more by repaying personal loan here in this case the application doesn't allows to.2) If one precloses the emi of any loan the loan still shows as active even after date of completion of last emi. After approval, the EMI will be auto-deducted from the bank account on the due date. if(event.detail.apiResponse.message == "Thank you. Customers can avail as many loans as needed through the app. Do contact us for more details or to understand the interest charges in greater detail. Other Online Loan Payment Options: for terms up to 6 years and loan amounts up to Rs 20 lakh. Finance BharatPe. For the 180-day loan plan, you can avail loan amount up to 210% of your net take home salary. Just upload these 4 basic documents and you can get yourself credit approved with CASHe. Things to Know Before Applying for Personal Loan. Finance Dhani: Online Shopping App. As it goes without saying, whenever there is something new in the market, theres always key factors that are honoured such as value for product, customer service etc. This is quite a unique feature and we have successfully could create a large customer base who now enjoy borrowing from CASHe. The required documents and personal details have to be updated on the app. Be stress free and safeguard your loan liabilities in the case of unforeseen circumstances against any of these events. Download the CASHe app on your smartphone, Upload the necessary documents and complete your verification, Look for the field marked Credit Line on the products screen and click on it. Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount. The approval period of these loans can be as low as just 1 minute. CASHe makes it simple and quick to avail an online loan with minimum documentation all done through the app. It happened to me. However, the interest payments are deducted at source at the time of disbursement and it will not be reduced/ reimbursed in such instances. As it goes without saying, whenever there is something new in the market, theres always key factors that are honoured such as value for product, customer service etc. Flllng Check List (Kaccha Register) of Date From Date 29-04-2021 - To Date 29-04-2021 This Page is BLOCKED as it is using Iframes. Personal loan applicants having credit scores of 750 and above reflect good credit behaviour and financial discipline. Thats it. Following norms laid down by the RBI. and the loan can be pre-closed at zero additional charges. For the 90-day loan, we charge you a fixed 2.50% interest / per month (Equivalent reducing balance interest rate 3.71% per EMI). If you are an existing customer, you will get a pop-up message in the app to enter your UPI ID in the bank details screen. Applying for a Personal Loan for the first time? The user logs in using his Facebook, LinkedIn or Google Plus accounts. Pay your bills later with easy EMIs.Personal Loan Eligibility: Personal loan for salaried professionals only Minimum net take-home monthly salary: 12000 Above 21 years of age Salary through direct bank transfer onlyFeatures of CASHe Personal Loan App: Avail a range of personal loans Personal loan eligibility check Personal loans available from 1,000 4,00,000 Quick loan application via online loan app Repayment period more than 3 months No guarantors or collaterals 100% paperless loan application No foreclosure charges Get instant credit line Enjoy online shopping at no cost EMI* Loan instantly credited to bank account Loan repayment through various payment methodsAvail the money you need online with CASHe loan app. Customers can contact the lender through the website, mobile app, or IVR channel. Read up on our interest rates and charges before you apply: What instant loans are on offer with CASHe? Borrowers can get loans between Rs. We promise never to spam you. You can make a fresh application after we have closed the earlier one. Kindly note, your repayment with UPI is valid for a period of 60 minutes which will be indicated in the status screen of the app following your transaction. Even you guys have made my CIBIL worst due to your mistake as my loan was closed but you never marked as closed. The borrower must have a working bank account and a valid ID proof. CASHe Personal Loan App. Finance More ways to shop: Find a retailer near you. Paytm - India's Most Popular Platform for Money Transfer, BHIM UPI Payments, Recharges and other online payments. CASHe has disbursed over 7 lakh loans worth Rs 2000 Crore to our borrowers across India. The borrower has to fill the application form and upload some documents using his/her smartphone. Now that youve checked your personal loan eligibility and disbursal limits, heres a quick check list of the documents you need to upload for your instant loan application: Once the documents are verified and approved, we process your online loan and subsequent disbursal is credited to your bank account. As personal loans are unsecured in nature, collaterals are not provided for getting a loan. } Can I transfer the fund to a non-CASHe user? In the 90 day plan, you can choose a loan from Rs 1,000 upto Rs 1,10,000, For our 180-day loan plan, you can opt for a loan amount up to Rs. Occupation: Salaried, self-employed businessmen, self-employed professionals, and pensioners can apply for this loan. This just takes up to 2 minutes! Borrowers receive low interest rates on loans. Products. End-use Flexibility: Agricultural loan can be availed to meet a variety of expenses related to farm activities, such as to purchase new farmland/ cattle or to manage the operating costs and other allied activities Various Types: Several types of agricultural loan exist on the basis of end use as well as the repayment tenure When will I be considered as a defaulter? The app provides advance salary loans and the borrower needs to pay interest only for the number of days for which the money is used. Please refer our Privacy Policy. In case you would like to know on enterprise package, please send an email to partner@cashe.co.in, (https://www.cashe.co.in/why-does-cashe-require-permissions-android-app/), Just upload these 4 basic documents and you can get yourself credit approved with CASHe. Avail instant personal loans starting from Rs 1,000 to Rs 4,00,000 and get the money transferred to your bank account instantly.CASHe offers a smart, intuitive and hassle-free experience. This helps build the individuals Social Worth Score, and also determines his/her eligibility for a loan. Your information will only be used internally. As a user of CASHe app, Lender lends you cash because it believes in your creditworthiness, and in your ability to return it. Avail instant personal loans starting from Rs 1,000 to Rs 4,00,000 and get the money transferred to your bank account instantly. How to get an instant loan in India for personal or business use? An individual can avail a loan amount ranging between Rs.5,000 up to Rs.5 lakh through these instant loans. So now you guys have stopped giving loan Due to my low CIBIL score. All you require is a salary slip, bank statement, PAN card & address proof clicked on a self-signed white paper and uploaded through CASHe app. If you are allowed to make pre-payments or part-payments, you may be charged a penalty for doing so. Need to improved. Permanent Address Proof Any one (1): Passport/Driving License/Voters Identity Card or Utility Bills i.e. } else if(event.detail.apiResponse.message == "Thank you for referring us your friend to download the app. Your friend will not be held liable to pay CASHe as the loan amount has been requested by you and you have chosen to transfer a part of your money to your friend. Your social networking activities provide valuable information on who you are, and whether you fit our ethos. Once he downloads the link and installs the CASHe app on his phone ,he can receive the money in to his bank account. Personal loans are relatively easy to apply compared to a home or a car loan. Heres what you must know, Quick Guide on Personal Loan for Salaried Employee, 5 Things to Consider Before Applying for Personal Loan Online, Beginners guide on getting an instant loan, 10 reasons why you should apply for a loan online, How company status can impact your personal loan eligibility, 7 rules to follow when taking a Personal Loan, Emergency loan Requirement! Here are a few points that you should take into consideration when comparing instant personal loans: For your loan application to be approved, you should meet the eligibility criteria specified by the lender. The following information illustrates the loan eligibility and disbursal limits. Some basic information about the borrower also needs to be submitted. What would be some of the reasons of a fund transfer failure? Or call 000800 040 1966. Undergraduate and postgraduate students who are above 18 years of age can apply for the mPokket loan. eligibility criteria specified by the lender, Things to Consider When Availing Instant Personal Loans, How Instant Loan Needs are Fulfilled by Fintech's Today, A Comprehensive Checklist for First-time Applicants of Personal Loans, Central Bank of India Personal Loan Eligibility, Punjab and Sind Bank Personal Loan Eligibility, Bank of Maharashtra Personal Loan Eligibility, City Union Bank Personal Loan Eligibility, Corporation Bank Personal Loan Eligibility, Dhanalakshmi Bank Personal Loan Eligibility, Tata Capital Personal Loan Interest rates, Punjab And Sind Bank Personal Loan Interest Rates, Bank of Baroda Personal Loan Interest Rates, Indian Overseas Bank Personal Loan Interest Rates, Punjab National Bank Personal Loan Interest rates, Central Bank of India Personal Loan Interest rates, Bank of India Personal Loan Interest rates, Bank of Maharashtra Personal Loan Interest rates, Corporation Bank Personal Loan Interest rates, Karnataka Bank Personal Loan Interest rates, City Union Bank Personal Loan Interest rates, United Bank Of India Personal Loan Interest rates, TATA Capital Personal Loan EMI Calculator, Shriram Finance Personal Loan Customer Care, Punjab National Personal Loan Customer Care, Bank of India Personal Loan Customer Care, Standard Chartered Personal Loan Customer Care, Central Bank of India Personal Loan Status. Maximum loan amount can go up to Rs.2 lakh. Download the app to experience a new way of borrowing!How to apply for a personal loan online on CASHe? Install CASHe app Log in to CASHe personal loan app by registering through your social media account Fill in basic details to know your personal loan eligibility Submit KYC documents and apply for quick personal loan Once application is approved, we transfer the loan directly to your bank accountDocuments required to apply for a loan: Selfie PAN card ID Proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card) Address proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card/Utility Bills) 3-month bank statements with salary credit Aadhaar card (Optional)Interest, tenures, and other specifications Annual Percentage Rate (APR) 30.42% Minimum Repayment Tenure: 3 months Maximum Repayment Tenure: 18 months CASHe 540 - Processing fee: 3% or 1000, whichever is higher CASHe 180, CASHe 270, CASHe 1 year - Processing fee: 2% or 1200, Preferably higher CASHe 90 - Processing fee: 1.5% or 500, Preferably higher NBFCs & Banks we are partnered with: Bhanix Finance and Investment Limited Vivriti Capital Private Limited GrowthSource Financial Technologies Sample Loan CalculationLoan amount: 30,000 at interest rate of 30.42% p.a.Loan Duration: 3 MonthsTotal personal loan interest = 2,250Processing fees (PF) + GST = 500 + 90 = 590Total Deductibles (PF + GST): 590In-Hand Amount: Loan Amount - Total Deductibles = 30,000 - 590 = 29,410Total repayable Amount(Loan Amount + Interest): 32,250Monthly EMI Repayable(Loan Amount + Interest / No of EMIs): 10,750PF + GST are deducted upfront during the loan disbursal.Data Security via Secure Loan ApplicationYour data is safe with us. Navi. Or call 000800 040 1966. Navi Personal Loan. The income protect insurance cover is designed to take the weight off of a job loss. Find Out More. The Health Protection plan will ensure that loan payments at times of unfortunate events dont affect you, and focus on whats most important your health. Avail instant personal loan to meet your requirements for education, travel or any emergency needs. For the 180-day loan, we charge you a fixed 2.40% interest / per month (Equivalent reducing balance interest rate 3.98% per EMI). How to get an instant loan in India for personal or business use? An individual above the age of 18 years with a monthly salary of Rs.15,000 and above can apply for a CASHe personal loan. Does CASHe charges any processing fee for the loans taken? For the 1 year loan plan, you can avail loan amount up to 400% of your net take home salary. Why choose CASHe for your personal loan needs? save with sqrrl away. Download Paytm app for bank to bank money transfer via BHIM UPI & instantly pay at shops & at online websites/apps like IRCTC, Flipkart, Uber, Zomato and Swiggy. Aditya Birla Housing Finance Ltd. HDFC Ltd. ICICI Home Finance. SLQ is a dynamic score and as you interact with us more and spend time in the digital space your SLQ score evolves too. CASHe Personal Loan App. Download the app to experience a new way of borrowing!How to apply for a personal loan online on CASHe? Install CASHe app Log in to CASHe personal loan app by registering through your social media account Fill in basic details to know your personal loan eligibility Submit KYC documents and apply for quick personal loan Once application is approved, we transfer the loan directly to your bank accountDocuments required to apply for a loan: Selfie PAN card ID Proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card) Address proof (Any 1 - Driving License/Voter ID/Passport/Aadhaar Card/Utility Bills) 3-month bank statements with salary credit Aadhaar card (Optional)Interest, tenures, and other specifications Annual Percentage Rate (APR) 30.42% Minimum Repayment Tenure: 3 months Maximum Repayment Tenure: 18 months CASHe 540 - Processing fee: 3% or 1000, whichever is higher CASHe 180, CASHe 270, CASHe 1 year - Processing fee: 2% or 1200, Preferably higher CASHe 90 - Processing fee: 1.5% or 500, Preferably higher NBFCs & Banks we are partnered with: Bhanix Finance and Investment Limited Vivriti Capital Private Limited GrowthSource Financial Technologies Sample Loan CalculationLoan amount: 30,000 at interest rate of 30.42% p.a.Loan Duration: 3 MonthsTotal personal loan interest = 2,250Processing fees (PF) + GST = 500 + 90 = 590Total Deductibles (PF + GST): 590In-Hand Amount: Loan Amount - Total Deductibles = 30,000 - 590 = 29,410Total repayable Amount(Loan Amount + Interest): 32,250Monthly EMI Repayable(Loan Amount + Interest / No of EMIs): 10,750PF + GST are deducted upfront during the loan disbursal.Data Security via Secure Loan ApplicationYour data is safe with us. Goodbye cashe and thanks for helping in need and thanks for teaching me not to rely too heavily. Paytm (), Indias #1 Payment App, trusted by 30 Crore+ Indians. CASHe aims to revolutionize the process of borrowing wherein we use your internet presence on social networking sites as a reliable benchmark to assess your creditworthiness. Heres what you must know, Quick Guide on Personal Loan for Salaried Employee, 5 Things to Consider Before Applying for Personal Loan Online, Beginners guide on getting an instant loan, 10 reasons why you should apply for a loan online, How company status can impact your personal loan eligibility, 7 rules to follow when taking a Personal Loan, Emergency loan Requirement! 111,490Interest (Cost)Rs. Once you confirm, and your loan request is approved ,we will initiate the transfer on your behalf to the selected recipients. Features of Agriculture Loan. The CASHe app makes the loan application process hassle-free. If in case you have authorized to transfer money to a non-CASHe user, we will send an intimation to the user through SMS informing him that you have initiated a fund transfer to him. The minimum eligible amount is Rs. Based on the eligibility, he/she is required to choose the loan amount. An individual above the age of 18 years with a monthly salary of Rs.15,000 and above can apply for a CASHe personal loan. For more information on this you may contact us on. Therefore, such applicants have higher probability of getting their personal loan applications approved. The only documents the applicant have to submit to apply for a loan are his/her ID proof (PAN/Aadhaar), address proof, and bank statement (PDF format). Other Online Loan Payment Options: If you feel that your application should be reviewed or if you believe that there have been material improvements in your creditworthiness since you last applied, do re-apply after 3 (three) months from the rejection of your previous application. You can use the EMI calculator tool, which you will find on the official websites of banks/financial institutions or through a third-party financial services website. That makes them useful for everything be it for small home improvements to expensive purchases. Make sure to also check the lenders eligibility criteria to know whether you qualify to apply for the loan. and 49% p.a. You will then also receive your SLQ Score. Check HDFC Personal Loan Application Status Offline Through customer care. In case you would like to know on enterprise package, please send an email to. We provide quick loans to salaried individuals like yourself, to fulll each and every one of your needs! About to apply for the loan? 6. This includes the net salary, area of residence, expenses, educational qualification, utility bills, investments, online spending pattern, etc. Ans. Read this first: As mentioned above, the personal loan can be used for any purpose. Conventional lending agencies like banks work on outdated systems that rely heavily on your past financial transactions. Reply. SLQs revolutionary approach changes the way credit-risk is calculated. The borrower is expected to submit a valid ID proof. Customers can download HDFC mobile app on their Android or iOS devices through Google Play Store or Apple Store respectively. (See more information on the rate of interest in the section What are the processing fee and interest charges? below). Tax2win for tax filing services. Listed below is the general eligibility criteria that you will need to meet to apply for an instant personal loan: Individuals who apply for instant loans will need to submit the following documents: Apart from these, applicants may be required to submit a copy of their PAN card, passport-sized photographs, and bank statements of their salary accounts for the preceding 6 months. Data is transferred over secured connections. Calculation including other applicable charges is as below:Loan AmountRs. The application process involves very limited paperwork. The loan application process is simple and convenient. Reply. The net take-home monthly salary of the applicant should be a minimum of Rs.20,000. 1.5 Year : We charge a flat Rs.1000 or 3% of the principle amount whichever is higher as processing fees. For our 270-day loan plan you can opt for loan amount up to Rs. Also Read: Which banks & NBFCs offer personal loans at low interest rates? Factors Affecting Personal Loan Eligibility. The eligibility is calculated using a sophisticated algorithm that mines the borrowers mobile and social network and requests basic documentation to arrive at a Social Loan Quotient SLQ score and a loan eligibility amount. 20 Lakhs through Navi Personal Loan App and repay in flexible tenure of up to 72 months. 75,000. Get a Loan How to choose the best online loan app; Reasons to use Personal Loan Mobile App; How to apply for small loans in India; Reasons why personal loan application gets rejected; All Indian citizens above the age of 18 years can apply for a quick cash loan from Rupeelend. Can I change my loan requirement after applying? Rupeelend is a popular financing company that offers short-term loans to customers and business entities. These speed loans can be availed by individuals with poor credit history as well. The minimum eligible amount is Rs. I will never ever recommend to any of my friends, family and colleagues to use your service. At CASHe, we believe in complete transparency and simplicity in our lending practices. What are the different ways to pay your Loan EMI to CASHe, Some Must Know Terms Related to Personal Loan. The transfer of funds will be unsuccessful in case if your friend doesnt download the app and complete the necessary registration formalities. Complete your profile. EMIs can be paid through the payment gateway on the lenders website. Complete your profile. We would also ask you to upload your selfie as proof of your photograph. What are the Types of Instant Personal Loan? please fix asap. Our Key Partners. Being an unsecured loan, the interest rate is comparatively higher and the duration is shorter. Avail instant personal loans starting from Rs 1,000 to Rs 4,00,000 and get the money transferred to your bank account instantly.CASHe offers a smart, intuitive and hassle-free experience. In the case of a self-employed individual, he/she must earn of salary of at least Rs.15,000 per month. Occupation: Salaried, self-employed businessmen, self-employed professionals, and pensioners can apply for this loan. For the 90-day loan, you can avail a loan amount upto 110% of your net take home salary. CASHe offers short-term personal loans from Rs 1,000 to 4,00,000 payable over a period of 3 months to up to 18 months.